Safe Money Planning

You have worked hard your entire life to provide and enjoy the retirement of your dreams. It’s time for your money to work hard for you. “Three out of five middle-class, new retirees can expect to outlive their financial assets if they attempt to maintain their pre-retirement standard of living” * – a startling statistic.

In order to provide a comfortable retirement, you and your spouse must protect your assets against market losses, the cost of long-term care and other uncertainties. One of the biggest worries most seniors have during retirement is outliving your income. It is very important to research all of the solutions to safeguard your standard of living against market changes and life events.

There are three phases of money you will experience during your lifetime.

Using a Safe Money Strategy we are able to help you plan during the Accumulation Phase, the Protection Phase, and the Distribution Phase.

This unique strategy will show you three main concepts:

1.) Guaranteed protection of your principal value

2.) Participate in the upside of the markets without the downside risk

3.) Provide a lifetime of Guaranteed Income – Paycheck for Life

Using the Safe Money Strategy will help you classify your assets in order to provide you with a safe and worry-free retirement, live the retirement of your dreams and enjoy the things of life that matter the most to you.

*Ernst and Young, 2008